Now we can easily make payments from Rs 1 to Rs 1 lakh through UPI. Many times we make mistakes while doing UPI. This mistake costs us a lot. The number of frauds related to UPI has increased in the country. Today in this article we know what mistakes we should avoid while doing UPI.
In today’s time, we like to use UPI for everything from grocery to any big payment. There has been an increase in the number of UPI in the country. You can easily make payment through PayTm, PhonePay, BHIM or other UPI apps in a few seconds. Due to online payment, people no longer need to carry cash.
Let us tell you that you need to be very careful while making online payment. If you make a mistake, it can harm you financially. Today we will tell you what things you should keep in mind while doing UPI.
UPI PIN
You should never share your UPI PIN with anyone. Before making payment through UPI, we are asked for PIN. If we share this PIN with anyone then anyone can misuse that PIN and withdraw money from the account. For this reason, experts also advise that we should keep the UPI PIN personal.
Apart from this, you must also change your UPI PIN regularly. This significantly reduces the chances of fraud happening to you.
Screen lock
Today almost all smartphones have the facility of screen lock. In such a situation, you should lock your screen to avoid any kind of fraud. It secures your payments with the security of all your apps. If you do not lock the screen of your phone then anyone can easily hack your phone.
Locking the screen is very important to secure your phone and your UPI app. This secures your app.
UPI ID Verify
Whenever you make any UPI payment, you should verify UPI-AD. Never be in any hurry while making payment. If you make a payment in a hurry then the transaction is expected to be done on the wrong UPI ID. In such a situation, you should check the UPI ID again so that you never transact on the wrong UPI ID.
Multiple UPI Apps
Many people use more than one UPI app for online payments. Multiple UPI apps should always be avoided. Many times we get confused because of more than one UPI app. In such a situation, try to always use only one app for UPI payment. You should never click on any unknown link.
