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UPI Payment New Rule: Now the customers of these banks will be able to make UPI payment through credit card.

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RuPay Credit Card on UPI: With the facility of RuPay Credit Card on UPI, now you will be able to pay with RuPay Credit Card by scanning the UPI QR code at the neighborhood shop.


New Delhi. Recently, RuPay Credit Card on UPI facility has been started in the country. Under this facility, you can also link RuPay Credit Card with UPI app. With this facility, you will be able to pay with Rupay credit card by scanning the UPI QR code installed at the neighborhood shop. Soon this facility will be seen in the UPI section of digital payment app Paytm. For this, Paytm Payments Bank has partnered with National Payment Corporation of India (NPCI).

With the facility of RuPay Credit Card on UPI, you will be able to pay with your credit card by scanning the UPI QR code installed at the neighborhood shop. However, through this feature, you can pay only the merchant UPI QR code. Can’t make P2P payments.

Rupay credit of 4 banks has also gone live on BHIM app

Rupay credit of 4 banks has gone live on BHIM App app operated by NPCI and PayZapp App operated by HDFC Bank. Rupay credit card holders of Punjab National Bank, Union Bank of India, Indian Bank and HDFC Bank can link their cards to the BHIM app. By March, the facility of linking SBI card, ICICI Bank and Axis Bank’s Rupay credit card with UPI is also expected to start.

How to Link Rupay Credit Card with BHIM App

  • First open the BHIM app.
  • After this click on the linked bank account.
  • Now on clicking on +, 2 options appear in Add Account – Bank Account and Credit Card.
  • After clicking on the credit card, on clicking on the related card, the details of the credit card linked to your mobile number will come.
  • Now enter the last 6 digits and validity of the credit card.
  • After this enter the OTP received on the mobile.
  • Create UPI PIN. In this way the process of registration will be completed.
  • Now scan the merchant UPI QR code and select Rupay Credit Card and complete the payment by entering the UPI PIN.

Pravesh Maurya
Pravesh Maurya
Pravesh Maurya, has 5 years of experience in writing Finance Content, Entertainment news, Cricket and more. He has done BA in English. He loves to Play Sports and read books in free time. In case of any complain or feedback, please contact me @ businessleaguein@gmail.com
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