UPI payment new rule: You will not be able to make UPI payments from February 1, 2025. NPCI has instructed all UPI apps to use only alphanumeric (letters and numbers) characters in the transaction ID. If the apps do not follow this rule, then their transactions will be rejected after February 1, 2025.
UPI payment has expanded in India in the last few years. Now, from February 1, 2025, you will not be able to make UPI payments. Don’t panic, we will explain the whole story to you in detail. If any UPI app uses special characters (like @, #, $ etc.) in the transaction ID, then that transaction will be cancelled. There are many such apps in India that use special characters in the transaction ID. However, most used apps like Paytm and Phonepe do not use special characters in the transaction ID.
Only alphanumeric must be used
The National Payments Corporation of India (NPCI) has directed all UPI apps to use only alphanumeric (letters and numbers) characters in the transaction ID. If the apps do not follow this rule, their transactions will be rejected after February 1, 2025. NPCI issued a circular on January 9, 2025. It said that from February 1, 2025, all UPI apps will not have to use special characters in the transaction ID.
The app will not work
If a UPI app does not follow this rule, then UPI transactions will not work from that app. This rule is applicable for business users. But it will also affect common users. This is because if you use UPI from an app that does not follow this rule, then your payment will be cancelled.
That’s why I took this step
NPCI has already given time to all UPI apps to make this change so that they make the transaction ID 35 digit alphanumeric. Apart from this, apps have also been advised to avoid duplicate transaction IDs. Experts say that this change will improve the system. It will be easier to track transactions and security will also increase.
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