UPI Payment: Through the Lite feature of UPI, you can transfer money without internet. This feature is available in many apps
UPI Payment: Due to digitalization for some time now, there has been a lot of change in the life of common people. Nowadays people prefer to make payments through the Unified Payment Interface (UPI) rather than keeping cash. It has reach even to the rural areas of India. Now a new feature has come in UPI. Under which you can pay comfortably without internet.
In such a situation, now if your internet gets over or sometimes due to no internet, the payment gets stuck. Then in such a situation you do not need to worry. You can easily make payments even without internet.
Use UPI Lite
This is an app that works like a wallet. To use it, you have to put money in this wallet from your bank account. This is an on-device wallet. So it does not require internet to make real time payment. Apart from this, you do not even need to enter the UPI PIN here. Overall, you can do transactions in offline mode. There will be no obstacle in this. You can use this app in emergency. With this you can pay up to Rs 200. However, you can keep a balance up to Rs 2,000 in this wallet. You can also use it for unlimited. Many banks have enabled UPI Lite.
Facilities to the people of rural areas
Even today the speed of internet is very slow in many rural areas of the country. In such a situation, for those who do not have a smartphone or do not have a fast internet connection, UPI Lite is nothing less than a boon.
How to use
Internet will be required to add payment to the wallet. After adding balance, you can make offline payment. In this you can also use UPI Auto Pay. Due to which the automatic balance will continue to be added. Users can make fast and easy payments through UPI Lite.