UPI Payment System: Nowadays everyone makes UPI payment. If you want to make any big payment from grocery store, you can easily make UPI payment. The trend of UPI is increasing very fast in the country. Within no time, you can easily make payment through PayTm, PhonePay, BHIM or other UPI apps. Due to online payment, people no longer need to carry cash.
Let us tell you that you need to be very careful while making online payment. If you make any mistake, it can cause financial loss to you. Today we will tell you what things you need to keep in mind while doing UPI.
Do not use UPI PIN at all
Please note that do not share your UPI PIN with anyone. Before making payment through UPI we are asked for PIN. If we share this PIN with anyone, then anyone can misuse that PIN and withdraw money from the account.
For this reason, experts also advise that we have to keep the UPI PIN personal. Apart from this, change your UPI PIN regularly. This also reduces the chances of fraud happening to you.
Lock facility available in smartphone
Nowadays, the facility to lock the screen is also provided in all smartphones. In such a situation, you will have to keep your screen locked to avoid any fraud. It also secures the payment.
If you do not lock the screen of your phone then anyone can easily hack your mobile phone. To secure your mobile and UPI app, it is necessary to lock the screen.
Verify UPI ID
Whenever you make any UPI payment, you have to verify the UPI. Never be in any hurry while making payment. If you make the payment in a hurry then expect the transaction to be done on the wrong UPI ID. In such a situation, you should check the UPI ID again so that you never transact on the wrong UPI ID.
Multiple UPI apps
Many people use more than one UPI app to make online payments. Multiple UPI apps should always be avoided. Many times we get confused due to more than one UPI app. In such a situation, try to always use only one app for UPI payment. You should never click on any unknown link.
